Mortgages
The Bates Mortgage Group
Bates Mortgage Group LLC is a distinguished Correspondent Mortgage Lender dedicated to providing a wide array of residential mortgage loans tailored for clients seeking to purchase or refinance various types of properties, including primary residences, secondary homes, and investment properties.
Our goal is to meet the diverse financial needs of our community by offering an extensive selection of loan programs designed to accommodate different situations and qualifications. Among the various financing options we provide are Conventional Loans, which are ideal for buyers with strong credit; FHA Loans, which cater to those who may have lower credit scores or are first-time homebuyers; VA Loans, specifically for veterans and active-duty service members; Jumbo Loans for higher-value properties; and USDA Loans, which support homebuyers in designated rural areas. Additionally, we offer innovative 12-month bank statement loans, which are perfect for self-employed individuals or those with non-traditional income sources who may not have the standard documentation required for traditional financing.
Our commitment to personalized service and expert guidance ensures that each client receives the support they need throughout the mortgage process, making their experience as smooth and seamless as possible. At Bates Mortgage Group LLC, we believe that everyone should have the opportunity to achieve their homeownership dreams, and we are here to help our clients navigate the complexities of the mortgage landscape with confidence and ease.
Current Programs
- 12 Month Bank Statement Loan Program
- Down Payment Assistance Program
- Conventional loan with 3% down
- Investor Loan DSCR
- FHA Loans down to 500 FICO
- Jumbo loans up to $3,000,000
- Non Warrantable Condo
- Va & Conventional one time close Construction loan
- USDA 100% financing
- VA Purchase 100% financing
- VA refinance up to $4,000,000 (no appraisal needed)